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I use it. Yesterday I wanted to play and all I had any money on was my MC. So I went to pcgamesuplly and purchased a voucher (I can purchase with MC there),deposited it into Mypaylinq. I normally deposit into Mypaylinq by WU.It cost a bit more but I wanted to play.
Ya gotta do what ya gotta do when you live in the USA and want to play.
Ok so I had a withdrawel from mypaylinq. The pros of this is that they send western union, or moneygram. So you go collect in cash at the place, walmart does both. The cons are, they don't send it for 15 days. And they only let u withdraw 995 or something at a crack. And I think two withdrawels either a week or a month I've forgotten. The nice thing was, Walmart just gave me cash, no bank to contend with.
I opened an account with My Paylinq a little while back but did not deposit because I thought you have to deposit $50 first and go from there and the only way you could get it out was to withdraw only the same amount, $50 no more. That's what I got out of it anyway. Well, I went in to check my profile info and someone had changed my last 4 digits on my social and my BD. Thought this was weird, I did change it but maybe I should have asked about it also. Still haven't made a deposit in there yet, don't really know how it works.