Hi friends, anyone hear about casinos charging fees to make deposits? Found some on my statement. I used my bank card awhile back and now i am overdrawn because of it. Someone told me that banks can no longer charge a 35 fee as of January..anyone know if thats fact? They also charge a 35 extended over draft item fee if you do not pay them in 5 days!
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INTERNATIONAL TRANSACTION FEES??
- Thread starter redfawn
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I just called BOFA and was told they charge a 3% debit transactions online!! I am pissed. Those are hidden fees and it put me way over. They offered to take 10 dollars off but said thats all they could do. I have been with them for yrs but as of the 1st i will have my check come to me and cash it at the store. I am overdrawn every month and couldn't figure out why..Now i know. Thanks for your reply judy hon. These were all small transaction fees and they slapped me with 35 on each ugh!!
missmichelle
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BofA will kill you with fees. Last month I used our debit card for gas. I made a cash deposit through the ATM about an half hour before getting the gas. I have always done this and never had a problem I was then charged a 35.00nsf fee. Phil got on the phone with them and he was pissed. They told him since the cash deposit was made after 8.00pm it wouldn't be credited til the next business day. He told them whether he makes a cash or check deposit they automatically free up 100.00 that you can withdraw immediately. They said yes that was the case but using the debit card to pay is different. So getting the gas for 30.00 cost us 65.00 and then if you don't cover it within 5 days it is an additional 35.00. They must be really hard up to be doing this to people who are struggling to survive. 
I know missmichelle..it isn't cool at all. I am not a happy camper with them. I just lost $596.19 I can't believe they never said anything about this 3% charge when you use your card. Well NO MORE! They just lost a very loyal and long time customer.
Another Thing BOA failed to mention to everyone a couple years back is that you could no longer "Float" a personal check. What i mean by this say, you knew your direct payroll deposit would be in the next day, and say you needed soem gas and cigs, but had no money in the bank, but you knew, that it would take at least 48 hours for a store to be able to deposit the check and affect your account. You used to be able to do this and get by with it everytime,
then all of a sudden, we started getting all of these overdraft fee's and couldn't figure out how it was possible.
BOA failed to mention to anyone that from then on, they would retroact the checks to the day they were written. So, that meant if you knew you got paid on the second, and wrote a check on the 1st with no money in the bank trying to float the check, say the check didn't come in for like 5 days after you wrote it, instead of the check being credited to the account the day it came in, they would go back to the day you wrote it, and it would bounce, but not only would that bounce, but usually caused many other things to bounce along with it.
One week, i had 9 overdrafts and the fees alone took my whole paycheck for the week as well, so just know you are not alone with the BOA BS.
then all of a sudden, we started getting all of these overdraft fee's and couldn't figure out how it was possible.
BOA failed to mention to anyone that from then on, they would retroact the checks to the day they were written. So, that meant if you knew you got paid on the second, and wrote a check on the 1st with no money in the bank trying to float the check, say the check didn't come in for like 5 days after you wrote it, instead of the check being credited to the account the day it came in, they would go back to the day you wrote it, and it would bounce, but not only would that bounce, but usually caused many other things to bounce along with it.
One week, i had 9 overdrafts and the fees alone took my whole paycheck for the week as well, so just know you are not alone with the BOA BS.
I had no idea of that eishagirl, thanks for letting me know hon. my friend has wells fargo and he deposits with them every week. There have been times when there is no funds in the bank and he gets paid the next day so on Sunday and sometimes Sat he will withdrawal a couple hundred and he never gets an over draft fee. When i have no funds in my bank i have tried that but it won't give a dime yet they take everything. Also i heard that ..i think it is chase maybe wells? Their overdraft fees are $12 and not $35.
I belong to a credit union, and I do see international transaction fees on my account. (debit card)
But, the fees are not high at all. If I deposit say, $25.00 somewhere, I will see a fee of about 25c deducted after the purchase.
Nothing near the amount you say you have! OUCH!
But, the fees are not high at all. If I deposit say, $25.00 somewhere, I will see a fee of about 25c deducted after the purchase.
Nothing near the amount you say you have! OUCH!
